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Insights for Montana churches and nonprofits.

Practical guidance for Montana churches and nonprofits coverage that boards can understand, written by Helland Insurance Agency.

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Buying Smart / Agency Positioning

A Small Congregation’s Guide to Affordable Risk Management

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Buying Smart / Agency Positioning

Property Values Are Up — Is Your Church Underinsured?

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Buying Smart / Agency Positioning

5 Coverage Gaps We Find Most Often When Reviewing a Church’s Policy

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White wooden church in the snow
Buying Smart / Agency Positioning

Annual Insurance Review Checklist for Montana Churches and Nonprofits

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Buying Smart / Agency Positioning

Church Mutual, GuideOne, USLI: How We Match Your Congregation to the Right Carrier

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Two people shaking hands
Buying Smart / Agency Positioning

Admitted vs. E&S Markets: Why Some Churches Can’t Get Standard Insurance

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Brass balance scale and folders on a desk at Helland Insurance
Events, Youth Programs & Auto

Background Checks 101: A Practical Standard for Churches and Nonprofits

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Events, Youth Programs & Auto

Special Events Coverage: Weddings, Concerts, and Community Gatherings

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Events, Youth Programs & Auto

Youth Camps and Mission Trips: A Risk Management Checklist Before You Go

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Events, Youth Programs & Auto

Church Van Safety and Auto Liability in Montana

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Cyber & Data Security

What to Do in the First 24 Hours After a Data Breach at Your Church

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Coverage documents on a desk for a Montana church or nonprofit board
Cyber & Data Security

Protecting Donor and Congregant Data: A Non-Technical Guide

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Cyber & Data Security

Small Nonprofit, Real Target: Why Cyber Insurance Isn’t Just for Big Companies

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Employment & Workers Comp

Mission Trips and Off-Site Ministry: Are Your People Covered Away from Home?

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Questions Before Renewing Coverage
Employment & Workers Comp

Paid Staff vs. Volunteers: Getting Your Workers’ Comp Classification Right

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Empty church with rows of wooden pews
Employment & Workers Comp

Do Volunteers Need Workers’ Comp? Montana Rules Explained

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Governance & Directors & Officers (D&O)

Bylaws, Insurance, and Fiduciary Duty: A Board Member’s Risk Checklist

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Governance & Directors & Officers (D&O)

Board Turnover and Insurance: What Changes When Your Leadership Does

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Governance & Directors & Officers (D&O)

Employment Practices Liability: Protecting Your Nonprofit from HR Claims

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Governance & Directors & Officers (D&O)

Why Every Nonprofit Board in Montana Needs D&O Insurance

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General Liability & Volunteer Risk

Hosting Outside Groups: Liability When You Rent Your Facility

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General Liability & Volunteer Risk

Potlucks, Bake Sales, and Food Liability: What Churches Need to Know

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Children playing together on the floor
General Liability & Volunteer Risk

Nursery and Children’s Ministry Liability: What Every Church Should Have in Writing

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General Liability & Volunteer Risk

Are Your Volunteers Covered? Understanding Volunteer Liability Gaps

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Montana meadow path leading toward a mountain range
General Liability & Volunteer Risk

Slip-and-Fall Season: Managing Liability on Icy Church Parking Lots

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Property & Montana Weather Risk

Vacant or Underused Church Buildings: The Coverage Gap Nobody Talks About

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Property & Montana Weather Risk

What Montana Wind and Hail Do to Church Property Insurance Rates

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Property & Montana Weather Risk

Wildfire Risk for Rural Montana Congregations and Camps

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White wooden church in the snow
Property & Montana Weather Risk

Winterizing Your Facility: Frozen Pipe Claims and How to Prevent Them

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Church steeple and roofline against the sky
Property & Montana Weather Risk

Hail Season Prep: Protecting Your Church Roof in Montana

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